NEW YORK -- South Dakota is the third cheapest state in the nation to operate a vehicle, according to Bankrate.

Operating a vehicle in South Dakota, according to the new study, costs approximately $600 less than the national average but about $400 more than Oregon, the cheapest state.

Georgia is the most expensive state to operate a motor vehicle, according to the report. Bankrate factored in the costs of gasoline, insurance, repairs, taxes and fees. In Georgia, a typical driver spends $4,233 per year to operate his or her vehicle. That is almost double the cost in Oregon, $2,204. The national average is $3,201.

Georgians spend a lot of time in their cars thanks in part to Atlanta's sprawling communities and a lack of public transportation. Those long commutes lead to above-average gasoline costs and insurance rates. And Georgia has the highest state automobile taxes and fees in the nation.

Oregonians benefit from the absence of a state sales tax as well as relatively low car insurance costs. Plus, the typical Beaver State resident drives 16 percent fewer miles than the national average.

California ($3,966), Wyoming ($3,938), Rhode Island ($3,913) and Nevada ($3,886) round out the five most expensive states.

Alaska ($2,227), South Dakota ($2,343), Montana ($2,660) and Indiana ($2,698) join Oregon among the five cheapest states.

Bankrate is a publisher, aggregator and distributor of personal finance content on the Internet.